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FloatMe: Budget & Cash Advance

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Description

Welcome to FloatMe

FloatMe is your ultimate financial companion designed to assist you in acquiring, managing, and saving money. Enjoy quick cash advances straight into your bank account and much more by becoming a member. No credit checks, no interest charges, and no tips requested—just easy repayment when it's convenient for you.

CASH ADVANCES / FLOATS**

Use cash advances to cover bills, fill your gas tank, or shop for groceries. FloatMe empowers you to access your earned yet unpaid wages swiftly with Floats. Simply download our app today and link your bank account to begin. After signing up, you can request Floats at no additional charge and receive the funds in your bank account within 3 days or less. In a hurry? We offer expedited Instant Floats delivered within minutes for a small fee.

FINANCIAL FORECAST

Discover the Financial Forecast feature, which provides insights on your predicted available balance by assessing your regular expenses and upcoming paydays.

LOW BALANCE NOTIFICATIONS

Stay informed about your bank balance at all times. With our low balance alerts, we ensure you're notified when your funds are running low, preventing those annoying overdraft fees.

OFFERS

Explore Offers to receive suggestions from our expanding network of partners, aimed at helping you save or earn extra money.

SPENDING INSIGHTS

Gain a clearer understanding of your finances with our spending insights tool. Our intuitive chart gives you a snapshot of your transaction categories.

SECURE CONNECTION

FloatMe utilizes the Plaid Portal to securely connect your bank accounts, incorporating 256-bit bank-level security to protect your financial information and assets. We work with over 10,000 banking institutions across the United States, but do not support prepaid cards.

ABOUT FLOATME

Since our inception in early 2020, FloatMe has aimed to assist countless Americans in their journey towards financial success. We bridge small cash gaps with Floats while offering various tools to help our members earn, manage, and save money.

MEMBERSHIP DETAILS

* Membership is priced at $3.99/month, granting you access to FloatMe’s comprehensive suite of financial products and services. The subscription fee renews automatically each month unless canceled. You can cancel at any time through the app or by reaching out to our support team at [email protected].

Have questions? Visit our support portal at www.floatme.com/support.

** Cash Advances Important Note:

To request cash advances, membership is required; approval is not guaranteed. Membership entails a monthly fee of $3.99, which provides access to FloatMe’s range of financial services. Please note that cash advances are not available in all states. Cash advances are not classified as loans and carry no obligatory minimum or maximum repayment terms. FloatMe does not function as a payday loan service, cash loan service, or personal loan app, nor as a money borrowing application. Money advanced incurs 0% maximum interest, with 0% APR. Please consider that fees for Instant Floats are not included in your monthly membership and are optional, ranging from $3 to $7.

Examples:

Example 1: Accepting a $50 cash advance transferred to your external account via ACH incurs a $0 transfer fee, resulting in a total repayment of $50.

Example 2: Accepting a $50 cash advance with the optional instant delivery at a $5 fee would lead to a total repayment of $55.

As of October 1, 2023, Cash Advances or "Floats" are not available to residents of Connecticut.

Affiliation Disclaimer

FloatMe is not connected with loan apps such as Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance.